Why pet insurance is essential : protecting your dogs and cats the smart way !

Dogs and cats are more than companions—they’re family. But when an accident, illness, or emergency arises, veterinary bills can quickly become overwhelming. A pet insurance policy helps owners protect both their pets’ health and their finances, ensuring that no animal is denied care due to high costs.

Rising veterinary costs: A growing concern for pet owners

Veterinary medicine has advanced dramatically in recent years. Diagnostics such as MRIs, ultrasounds, blood panels, and specialized surgeries offer better outcomes—but they also come with higher price tags.

A pet insurance policy helps cover these expenses, allowing owners to avoid financial pressure while ensuring their pets receive the care they deserve.

Get the best treatments without financial stress

When a pet suffers an injury or sudden illness, quick action is critical. Unfortunately, many owners are forced to choose treatments based on affordability rather than medical necessity.

With comprehensive pet insurance, you can:
✔ Approve tests and treatments immediately
✔ Avoid postponing care due to cost
✔ Choose advanced medical procedures without hesitation

Pet insurance removes financial barriers and ensures your animal gets the very best care at the right moment.

Everyday accidents can happen to any pet

Cats can fall from balconies. Dogs can swallow harmful objects or get hurt during play. Even the most well-behaved pets are vulnerable to accidents.

Common emergencies include:

• Fractures
• Poisoning
• Traffic accidents
• Foreign objects ingestion

Accident coverage, included in most dog and cat insurance plans, offers peace of mind by reimbursing urgent and costly treatments.

Tailored coverage for every pet’s needs

Not all animals have the same lifestyle or health profile. The best insurers offer flexible plans such as:

• Basic coverage: accidents only
• Standard coverage: accidents + illness
• Premium plans: extended reimbursements + preventive care (vaccines, flea/tick treatments, dental care)

You can choose the plan that best matches your pet’s age, breed, activity level, and long-term health needs.

A responsible choice for long-term animal welfare

Beyond the financial benefits, pet insurance is a responsible and ethical choice.

It helps:

• Prevent abandonment due to unaffordable medical bills
• Encourage owners to provide regular preventive care
• Secure long-term health and well-being for every pet

In a world increasingly focused on animal welfare, insuring your pet is a concrete step toward responsible pet ownership.

Pet insurance is no longer optional

With veterinary costs rising and the risk of unexpected accidents, pet insurance for dogs and cats has become essential. It protects your budget, ensures your companion receives the best treatments, and provides peace of mind every day.

Choosing the right pet insurance means giving your furry companion the safe, healthy life they truly deserve.

TIP FOR ANIMAL LOVERS

Pet insurance offering comprehensive cover for your four-legged friends

Starting from only 1,950 baht/year.

Pet Lover (pet insurance)
• Premium starting from 1,950 baht per year.
• Medical expenses covered up to 5,450 baht per year.
• No physical examination or microchip implantation required, and we cover pet boarding costs.

Coverage
1. Medical expense
2. Third party bodily injury due to your pet
3. Loss of life due to illness or accident
4. Expense for pet funeral
5. Expense for declaration of loss
6. Pet nursery when you travel to foreign country

The main terms and conditions of the product we offer are as follows:

Terms and Conditions

1. Insure animals aged between 3 months and 9 years.

1.1 Animals aged between 3 months and 7 years do not require a medical examination (can be extended up to the age of 9 years).

1.2 Animals aged 8 to 9 years require a medical examination.

2. Vaccination records must be provided in accordance with the doctor’s requirements.

If the required documents are not provided, the owner must have their animal undergo a medical examination before taking out an insurance policy.

3. The animal must not have undergone surgery due to illness prior to taking out an insurance policy.

4. The animal must be in good health, without injury, disability or illness at the time of taking out the insurance policy.

5. Coverage applies as long as the animal lives in Thailand.

6. Only one insurance policy per animal.

Exclusion

1. Pet was killed from malicious act.
2. Don’t cover while pet is in foreign country.
3. Any medical treatment due to
3.1 Illness while in 60 days waiting period.
3.2 Insured pet die within 90 days of waiting period.
3.3 Any childhood disease or disorder and any disease that infected before purchasing an insurance.
3.4 Any illness because of transportation or malnutrition.
3.5 Parasite, Tick, Flea, Mites, Epidemic, Leprosy, or any disease.

Buyer should read any detail, coverage, and exclusion before purchasing insurance policy