It is essential for expatriates to take out health insurance for several reasons, both for their own security and for their financial stability.

Main reasons

Lack of local social security cover

In many countries, expatriates are not automatically covered by the local social security system. Even when this is the case, care may be limited or unsuited to their specific needs.

High cost of medical care abroad

In some countries, such as the United States, Canada or Singapore, medical costs can be exorbitant. Hospitalization or surgery can cost tens of thousands of euros.

Access to quality care

International health insurance often provides access to a network of quality hospitals and clinics, sometimes with doctors who speak the expatriate’s language, which makes treatment much easier.

Cover for routine and preventive care

Health insurance for expatriates often covers medical consultations, medicines, examinations, vaccinations, etc. This allows you to stay in good health daily without breaking the bank.

Assistance and repatriation

Good health insurance generally includes 24/7 medical assistance and repatriation in the event of a serious emergency. This service can be vital in some parts of the world.

Peace of mind

Living abroad is already full of challenges. Having solid health insurance means you can enjoy this experience more serenely, without having to constantly worry about the financial consequences of a health problem.

Legal obligation in certain countries

Some countries require expatriates to have health cover to obtain a visa or residence permit. Not being insured can therefore jeopardise the expatriate’s legal status in the host country.

 

Taking out health insurance as an expatriate is an essential act of foresight. It protects your health and your wallet and ensures a better quality of life abroad. It is advisable to compare offers and choose cover tailored to your country of residence, your personal situation and your medical needs.